Travel insurance, also called travel cover, is there for the things you cannot plan for: a medical emergency abroad, a cancelled trip, a delayed flight, lost bags. It does not cost much compared with a long-haul trip, and it can save a lot if something goes wrong. Tell us you want cover and we include it in your TravelSource quote.
What travel cover can include
- Medical expenses and evacuation. Treatment abroad can be expensive, and your home health plan may not cover you outside the country.
- Trip cancellation or interruption. Money back for certain reasons, such as illness, if you have to cancel or cut your trip short.
- Delays and missed connections. Help with extra costs when a flight is delayed.
- Baggage. Cover for lost, stolen or damaged bags.
What a policy actually covers depends on the plan and the insurer. Every policy has exclusions and limits, so read the policy documents we show you before you buy.
Who should think about it most
- Long-haul and multi-stop trips, where a change is expensive and you are far from home.
- Destinations with limited healthcare, where medical evacuation can be the largest cost.
- Groups, mission teams and students, where one problem can affect many people.
- Anyone paying for the trip in installments, because a cancelled trip can still leave payments due. See how pay over time works.
Before you buy
- Buy cover soon after you book the trip. Some benefits, such as cancellation cover, depend on when you buy.
- Tell the insurer about any existing medical conditions. Not declaring them can affect a claim.
- Check the claim process and what documents you will need to keep.
Ready to plan? Start a search with travel cover added, or see hotels and stays and airport transfers for the rest of the trip.
Questions, answered.
Can I add travel insurance to my flight booking?
Yes. Tick “Travel cover” when you start your search and a specialist includes the options in your quote. It is optional.
What does travel insurance usually cover?
Policies often include emergency medical costs, trip cancellation or interruption, delays and baggage, but plans differ. Read the policy documents for the exact cover, limits and exclusions.
When should I buy travel insurance?
As soon as possible after you book the trip. Some benefits, such as cancellation cover, depend on when you buy the policy.
Do I need travel insurance if I pay in installments?
It is worth considering. If you cancel for a covered reason, insurance may help, but cover depends on the policy, and you still need to check what happens to your payments.
Does my health insurance cover me abroad?
Often not, or only in part. Check your plan before you travel. Medical evacuation in particular is commonly excluded.
Can I get cover for a group or mission team?
Tell us the group size and the destination, and we will include options in your quote. Terms depend on the insurer and the plan.